Buy a Home

in Indiana, Colorado, Kentucky, Tennessee, Florida or Texas.

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If you are in the process of shopping for a home in Indiana, Colorado, Kentucky, Tennessee and Florida you need to find a home purchase loan that offers the flexible, competitive features you are looking for.

American Mortgage Solutions makes it easy to buy a home with a wide variety of loan products. We offer a mortgage for every need.

What Type of Home Loan is Right for You?

Conventional

A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.

VA Loans

Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.

FHA Loans

Another type of mortgage you can apply for if you are looking for a low down payment is an FHA mortgage. The Federal Housing Administration backs this type of loan, which can have a down payment as low as 3.5%, competitive rates, and easy qualification requirements.

FHA 203k Loans

If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.

USDA Loans

If you are shopping for a home in a rural part of Kentucky or Florida, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.

Jumbo

If you need to borrow more than you can within the Fannie Mae and Freddie Mac conforming loan limits to purchase your dream home, a jumbo mortgage makes it possible.

First Time Home Buyer

A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.

Investment Property

If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Florida or Kentucky.

Bank Statement Loans

Are you self-employed, or do you own your own business? You can apply for a mortgage quickly and easily with a bank statement loan. This type of mortgage does not require you to furnish a W-2 during the application process.

Reverse Mortgage

American Mortgage Solutions Helps seniors apply for reverse mortgages in Louisville and throughout Kentucky, Florida, Colorado, Indiana, and Tennessee.

American Mortgage Solutions Can Help You Choose the Ideal Mortgage

Are you unsure what type of home loan to apply for? You can determine the ideal type of mortgage by assessing your qualifications and your goals.

Qualification factors to consider include your income, credit score, debt-to-income (DTI) ratio, your employment status, and your veteran status. You also should think about how much of a down payment you can afford as well as what you can afford to pay on your mortgage each month.

Some additional considerations include where is your house will be located as well as how long you are planning to live in it.

When you schedule a consult with us, we can help you to go over all of these considerations, and let you know which mortgage products can help you achieve your goals.

See What Our Clients Are Saying About Us!

American Mortgage Solutions

4.9

Based on 79 reviews

See all reviews Write a review

A S.

14:27 09 Apr 24

Brady and his team were phenomenal in helping us secure a HELOC recently. They did a great job keeping us informed throughout the whole process and was able to secure us a competitive rate. Way better than our bank was offering. I’d highly recommend working with them for your mortgage needs!

Victoria D.

01:12 20 Jan 24

Working with American Mortgage Solutions has been a great experience. I worked with Kris and she answered every question and truly made our home buying experience the best.

Jeffrey G.

01:13 15 Dec 23

Top notch service. Brady and his team from start to finish were very professional, always answered the phone for any questions we had through the process to streamline our purchaseThanks again

Buy Your Dream Home Now

Are you ready to own your own home? To apply now, please contact American Mortgage Solutions.

To set up your consultation, call (502) 327-9770 in Kentucky or (239) 766-8344 in Florida. We look forward to connecting you with your ideal home purchase loan.

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American Mortgage Solutions is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS